Property owner sues insurer for denying collapse claim its policy covers


Market Street Properties, LLC sued Farmers Mutual Fire Insurance Company of Salem County in the US District Court for the District of New Jersey on February 27, 2026, alleging the insurer wrongfully denied coverage for a roof collapse at a commercial building in Camden. The case, No. 1:26-cv-02081, centers on a tension familiar to property claims professionals – what happens when a general exclusion and a specific coverage grant collide.



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