By the time the call came, the runway was gone. A mediation had already happened in early June 2025. Starr and Homesite were there; Great American says it had no idea it was happening. At that mediation, the plaintiffs demanded “substantially more” than the underlying $7 million. They later came back with a lower demand that, per the complaint, would have resolved the case within the Starr and Homesite limits. Peterson-Chase, Starr, and Homesite turned it down, the filing says.